Russia, Beyond the Headlines

By Family Focus Financial Group | June 6, 2017

These days, people have all sorts of opinions about Russia. Even beyond politics, images come to mind of fur-lined parkas and frozen tundra – hard and cold weather conditions, despite the fact that parts of it have a humid, subtropical climate.1 Perhaps we should take a moment to see Russia for its more positive attributes:…

Read More

Simplify Your Life

By Family Focus Financial Group | May 30, 2017

Life has its highs and lows. Sometimes when we go for a long stretch — everybody in the family is healthy, finances are on track, you’re enjoying yourself — we get that nagging feeling that our good fortune just can’t last. Often, that’s true. There’s inevitably a repair needed on your car, an appliance breaks…

Read More

Will Bank Changes Lead to Withdrawal From Human Interaction?

By Family Focus Financial Group | May 23, 2017

The investment banking struggles that contributed to the 2008 recession prompted stronger regulations for the finance industry. Unfortunately, some of the rules created to keep the larger banks in check also impacted smaller community banks, which have suffered as a result.1 However, the Trump administration’s goal to cut regulations by 70 percent to 80 percent…

Read More

How Government Regulations May Impact the “Average Joe”

By Family Focus Financial Group | May 18, 2017

We tend to take government regulations for granted. They can be annoying, like having to sign the HIPAA privacy notice before a doctor’s visit, or time consuming, like the yearly requirement of filing a tax return. But as the new presidential administration begins rolling back financial regulations, some people may wonder how they might be…

Read More

Will We Ever Close the Gender Gap?

By Family Focus Financial Group | May 9, 2017

Every year, the World Economic Forum updates its Global Gender Gap Report, which measures gender disparity across 144 countries and tracks this progress over time. The report pays special attention to the gaps between women and men with regard to health, education, economy and politics.1 Although the corporate “glass ceiling” has been broken by a…

Read More

Work Less, Spend Less: How Retiring Boomers may Impact the Economy

By Family Focus Financial Group | May 2, 2017

The economy has grown, in large part, because consumers are spending more money. It remains to be seen whether that trend will continue as more of the massive baby boomer generation approaches retirement. Even before people retire, many tend to slow down their spending habits. Part of this is lifestyle driven; by age 50, most…

Read More

A 100-Year Lifespan: Ways to Help Increase Enjoyment

By Family Focus Financial Group | April 25, 2017

The average life expectancy of a baby born in the U.S. today is 80 years. However, this prediction assumes prevailing patterns of mortality at the time of birth stay the same throughout a person’s life.1 In reality, patterns of mortality improve over time thanks to discoveries and innovations in nutrition and medical science. If you…

Read More

The Power of Mindfulness

By Family Focus Financial Group | April 18, 2017

It seems everywhere you turn these days, from news shows to news articles to local advertisements, there’s this idea of promoting “mindfulness” in our day-to-day lives. Mindfulness is generally accepted as focusing one’s mental state on the present moment, being completely aware of all elements around us. Some financial professionals have expanded this idea of…

Read More

The Tide is Coming

By Family Focus Financial Group | February 21, 2017

The Tide is Coming Warren Buffett, one of the greatest investors of all time, cracked a joke once about taking on too much risk: “It’s not until the tide crashes in that you find out who is swimming naked”!  Isn’t that the truth?  Chuckling aside, the reality is that we have had 8 long years…

Read More

A Message to Millennials: Be an Aggressive Saver

By Family Focus Financial Group | January 24, 2017

A Message to Millennials: Be an Aggressive Saver Just today, I read an article that the average American couple has $5,000 saved for retirement.  A great level of concern immediately gripped me in the most sobering way.  How is this possible?  Are the citizens of the most prosperous nation in the world really that bad…

Read More