The Power and Importance of Humanizing Investment Advice

By Family Focus Financial Group | March 22, 2018

As seen in Kiplinger One thing I’ve learned while giving investment advice over the years is that it’s important to understand the person behind the portfolio. Just knowing what someone’s bottom line is — how much they’ve saved for retirement, where they’ve invested their money, how much risk they’re willing to tolerate — doesn’t tell…

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Young Boomers May Face the Biggest Hurdles

By Family Focus Financial Group | March 15, 2018

The first half of the infamous “baby boomers” (born 1946-1955) began reaching normal retirement age six years ago.  Lucky you if you fall into the older boomer category. You have seen the longest bull run in stock market history and if you remained invested after the financial crisis of 2008, you are probably quite happy with…

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The Impact of Income Inequality

By admin | January 30, 2018

As it turns out, income inequality can be an issue for all society, not just the poor.   A new study of high-earning clients of a bank’s wealth management unit tracked the fortunes of male and female young adults to learn how income inequity would impact their lives. The assumptions had both genders starting out…

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Anticipated Changes in Workplace Demographics

By admin | January 23, 2018

Online shopping has become the norm in the Western part of the world. Experts say mature economies adopted e-commerce quickly because of its strong infrastructure and a trusting financial landscape.1   In other words, consumers could count on receiving goods ordered, vendors knew they would get paid and any conflicts were protected by a reputable…

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Retirement Conversations: What Do You Do?

By admin | January 16, 2018

We spend a lifetime working, building a career, raising a family, etc. Then we retire, and some unsuspecting acquaintance asks, “What do you do?” It’s a whole new ballgame now.   This can be a difficult question for new retirees. Our gut instinct is to identify ourselves by our occupations — “I’m a lawyer,” I’m…

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Innovating to Solve Problems

By admin | January 9, 2018

The 2017 hurricane season was one of the most active of the new century, and scientists are predicting hurricanes will likely get more intense in the decades to come.1 But these predictions for worsening conditions in the future may pave the way for stronger innovation.   For example, the governor of Puerto Rico, which was…

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Best Places to Live in Retirement

By admin | January 2, 2018

Many retirees believe the best place to live in retirement is right in their own home. Let’s explore some of the “best places” where that home might be located and what it might look like.   It’s worth noting that the retirement experience varies widely. Some people have the money to relocate or buy a…

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Personal Productivity

By admin | December 27, 2017

Do you ever feel as if you don’t get enough done in a day? Many of us tend to do what we absolutely must, tackling easy tasks instead of launching into bigger projects or the pursuit of longer-term goals. In other words, we cook, clean, answer emails and catch up with the day’s news –…

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Cultural Influences From Abroad

By admin | December 19, 2017

They say variety is the spice of life. A variety of cultural experiences may even contribute to a longer life and cognitive sharpness. A new study links cultural activities, including exposure to other languages, as a strong influence in the way we learn, amass and assimilate new information.1   Some cultural influences may well impact…

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Prescription Drug Trends

By admin | December 12, 2017

A gene therapy treatment recently approved by the Food and Drug Administration for use against leukemia is priced at $475,000 for a one-time treatment.1 While it’s exciting that new treatments, including prescription drugs, appear to be getting closer to curing society’s most lethal diseases, many of us wonder how we can afford them. Even when…

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