“Life” Is Its Own Financial Variable

February 25, 2015

Retirement income is a common topic in the financial services industry, with 10,000 baby boomers retiring every day for the next 15 to 20 years. One of the biggest questions pre-retirees face today is whether or not they’ll have enough income to support their desired lifestyle when it comes time to retire. [CLICK HERE to
Read More >>

Living and Working (and Thinking) in a Box

In the late 1970s sitcom “WKRP in Cincinnati,” news director Less Nessman would not acknowledge the presence of co-workers unless they simulated knocking on the door of his fake office. His “office” was merely a desk and chair with imaginary walls marked by tape on the floor. Perhaps this was an indication of things to
Read More >>

The United States: For Richer and for Poorer

A recent Health and Retirement Study by the Brookings Institution found that life expectancy is rising more quickly for people at the highest ranks of socio-economic status, while declining or remaining static for those in the lower levels. This discrepancy was raised in relation to Social Security benefits and posed the question as to whether
Read More >>

Creative Solutions for Life’s Little Problems

It’s refreshing to see that many people are beginning to implement new and innovative ideas to address some of life’s seemingly little problems that may have a more widespread societal impact. Take teenagers and their penchant for sleeping in, for example. While some teenagers are just  lazy, there is a biological reason teenagers may not
Read More >>

Couples’ Angst

According to research done by Fidelity, nearly four in 10 couples don’t agree on the lifestyle they want to have in retirement. Sometimes this discussion gets put off before an efficient financial strategy can be developed. For example, have you and your significant other talked about where you want to live in retirement, and whether
Read More >>

Retirement or Tuition? The Savings Dilemma

No one, much less a parent, wants to see a young college graduate weighed down by the burden of student loans. And if those student loans weren’t bad enough, some college students open credit card accounts as a right-of-passage of sorts into adulthood. Although a credit card provides students and young adults the opportunity to
Read More >>

The Power of Optimism

The White House recently announced that it expects the U.S. economy to grow by 3.1 percent this year, up from its 1.7 percent expansion in 2013. Is that a realistic projection, or an optimistic one? While the unemployment rate hovers in the 6.7 percent range, many economists say that rate has dropped recently in part because many
Read More >>

Alzheimer’s Higher Death Toll, Buddy Programs And Guide Dogs

According to a study recently published in the journal Neurology, the number of Americans who die as a result of Alzheimer’s disease has been vastly underestimated for years. New research indicates that since Alzheimer’s is an underlying disease – which leads to complications resulting in death – the number of deaths that may be attributable to Alzheimer’s has
Read More >>

Is Part-Time The New Normal?

With continued sluggish unemployment reports, are we becoming a nation of part-time workers? A recent report from the U.S. Census of Agriculture revealed that more than half – 52 percent – of American farmers only work part time. The majority of our 2.1 million farmers responsible for day-to-day farm operations do not list farming as
Read More >>