Posts by Family Focus Financial Group

Help Smash Your Fears with Cash

We have had a wonderfully long bull market which has probably helped to boost retirement savings for those who remained invested, but we still have some ways to go before we beat the bull market of the 1990’s. We may get there, we may not. As investors, we always want to be on the right…

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Filial Laws Could Hold Adult Children Financially Responsible for Parents’ Long-term Healthcare Costs

Each state has laws known as filial responsibility laws that have the potential to leave a family footing the bill for mom or dad’s long-term healthcare costs. Imagine the surprise. Filial responsibly laws, which haven’t been relied on for quite some time because of other government safety nets provided to seniors, are recently being used…

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Why is Money Talk Taboo?

As a society, we pay a very high price to keep silent about money.  Why is it that many Americans feel more comfortable talking about politics, taxes, death or religion? Our hangup about money conversations contribute to “50% of first marriages ending in divorce, 70% of families failing to successfully pass down their wealth to future…

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5 Ways to Better Connect with Female Investors

As seen in Kiplinger It’s amazing when you think about it that there’s still a pretty broad belief out there that women aren’t interested in dealing with finances — particularly when it comes to investing in their futures. As a woman who’s been in the male-dominated financial industry for more than 30 years, I can…

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The Power and Importance of Humanizing Investment Advice

As seen in Kiplinger One thing I’ve learned while giving investment advice over the years is that it’s important to understand the person behind the portfolio. Just knowing what someone’s bottom line is — how much they’ve saved for retirement, where they’ve invested their money, how much risk they’re willing to tolerate — doesn’t tell…

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Young Boomers May Face the Biggest Hurdles

The first half of the infamous “baby boomers” (born 1946-1955) began reaching normal retirement age six years ago.  Lucky you if you fall into the older boomer category. You have seen the longest bull run in stock market history and if you remained invested after the financial crisis of 2008, you are probably quite happy with…

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Tips for Bargain Hunters

For many of us, retirement means living on a fixed income, and that often means making a budget and watching expenses. One way to help stay on budget is to shop for the best prices on items that fall within our discretionary income budget. According to Consumer Reports, even though consumers can now buy just…

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