We are the answer if you’re looking for life insurance in Wall Township. By reviewing your unique situation, we’ll help you with selecting the best option for you. Call us now to take the necessary steps towards improved financial security.
What’s Life Insurance?
Life insurance is an agreement between an insurance company and a customer which outlines each party’s obligation to one another. The insurance company agrees to pay a lump sum to a beneficiary in the event of the policyholder’s death in return for scheduled payments, or premium.
What is the difference between universal, whole & term life insurance? What are the pros & cons of each?
Term life insurance means you only pay for a specified period of time, and the benefit to your heirs only lasts for a certain time.
Universal and whole life insurance are both guaranteed for the owner’s entire life. If correctly set up, universal and whole life insurance plans can provide simple access to funds, while providing tax-advantaged growth of wealth.
There are advantages to whole, universal, and term life insurance. Talk to our licensed Wall Township life insurance professionals to learn more about whole, universal, and term life insurance and discover the best solution for you.
How does life insurance compare to other investment options?
Every investment strategy has its pros and cons depending on your unique background. The most important thing to think about is selecting the correct financial professional who will take care of your needs.
Who Needs Life Insurance?
Everyone needs a life insurance policy! It doesn’t matter if you are 22 or 72; you still have a need for this important product.
Why Should Everyone Buy Life Insurance?
- Funerals cost thousands of dollars. Don’t let these expenses put your family in financial distress.
- To cover living expenses, such as school fees, groceries, and bill payments.
- Paying off outstanding debts, such as mortgages.
These reasons are only the tip of the iceberg. Learn more by contacting a life insurance professional at Family Focus Financial Group.