The Tide is Coming

February 21, 2017

The Tide is Coming Warren Buffett, one of the greatest investors of all time, cracked a joke once about taking on too much risk: “It’s not until the tide crashes in that you find out who is swimming naked”!  Isn’t that the truth?  Chuckling aside, the reality is that we have had 8 long years

A Message to Millennials: Be an Aggressive Saver

January 24, 2017

A Message to Millennials: Be an Aggressive Saver Just today, I read an article that the average American couple has $5,000 saved for retirement.  A great level of concern immediately gripped me in the most sobering way.  How is this possible?  Are the citizens of the most prosperous nation in the world really that bad

What Matters Most in Retirement

April 7, 2016

What Matters Most in Retirement If you turn on the radio today, you might hear a catchy song which gives us a glimpse of what really matters most in life.  The song is called, “Like I’m Gonna Lose You” by Meghan Trainor and John Legend.  The lyrics speak of suddenly losing a loved one in

The Many Faces of Annuities: Part 3 Variable Annuities

March 30, 2016

The Many Faces of Annuities: Part Three VARIABLE ANNUITIES- The Good, The Bad, and The Ugly You may have heard a well-known investment guy scream “I hate annuities”! What a shame. He doesn’t specify what KIND of annuities he hates, so how would you know there are actually annuities he really doesn’t hate? In fact,

10 Tips to Prosperity for 2016

February 2, 2016

10 TIPS to Prosperity for 2016 Here you are, another year older- but are you another year wiser? Wisdom is a special gift that comes with aging, along with the graying hair, the sagging everything, and the shrinking memory. So here a few tips from a wise old lady. Update Your Financial Habits. Einstein really

Find Your Match: How to Choose the Financial Advisor That’s Right for YOU

January 8, 2016

  Find Your Match: How to Choose the Financial Advisor That’s Right for YOU Many families already work with a financial advisor; some even have a long term relationship. If you are one of these families, then this financial advisor has likely served you well in accumulating assets for retirement.  As you get closer to the

No Matter the Age, There’€™s No Place Like Home

January 5, 2016

For many, — hopefully most — “home” represents security and acceptance. A place to retreat when things don’t go your way; a place to celebrate when they do. Not long ago, the holidays were the one time of the year when the family reconvened to spend time together under one roof. Now, it’s not uncommon

Digital Evolution Changes Way We Shop, Interact

December 29, 2015

The Internet, much like radio and television before it, has changed modern society and the way we interact with each other. It’s even changed the way companies market products to consumers. Social media has essentially redistributed power from brands to individuals thanks to immediate and evergreen feedback that customers can write about the products they

Making the Most of Life After Work

December 22, 2015

Most working folks go through the daily grind week after week, counting down the years to retirement. But before you get too excited about walking away from your 9 to 5, consider the alternative lifestyle that comes with not going to work. Whether your working years are winding down or already behind you, many retirees

Indefatigable Solutions

December 15, 2015

Some people put off looking into long-term care, either because they think it’s too far down the road or they may not need it altogether. Despite research showing people are living longer than ever, only 22 percent of respondents to a recent survey believed they would need long-term care in the future, while about one-third